The way I’m reading it, A would be the whole quadrant and B would just be that specific stripe. I don’t know if A includes B, or excludes it though. I also can’t tell if the stripes are just that specific box, or the entirety of the countries that fall partway in the box; is B just that rectangle or all of the U.S., Canada, and Mexico?
“A” would be your pick, but the odds aren’t great.
Help replace the lost funding. $5/month or $60/year to your local station gets you access to PBS Passport streaming.
If you want to, you can donate more when you sign up, those are just the minimums.
I do find it very funny when I read an article about them spending a ton of money on a fake. If I remember correctly, some of them have been blatant fakes too.
Yeah, I was going to ackchyually them about that range then I noticed the painting.
There’s the whole thing where if you’re white, even if you’re not a bigot, you benefit from systemic racism and a bunch of stupid motherfuckers unable or unwilling to think twist that into “all white people are racist.”
But in my experience the venn diagram between those people and bigots that don’t like being called out is a circle.
Edit: To be completely fair, I have occasionally seen (in print, never in person) the opinion that benefiting from systemic racism makes all white people racist, even if they don’t act or think in any bigoted ways, even if they’re actively anti-racist. But I always assumed those brain-dead takes would be rejected out of hand by any reasonable person, and certainly not lead someone to think the culture in general labels them as a racist just for being white. But I wouldn’t be surprised to learn those articles, or whatever, were boosted in racist spaces to feed their bullshit about “white oppression.”
From your comment I’m going to guess that like most in this community, and lemmy as a whole, you know a lot more about this than your average user.
From the perspective of a reasonably tech savvy person that doesn’t like to be told how to do things and is willing to put in a little effort, the question I ask is this; is this hardware I bought actually mine to do with as I please out of the box with a minimum amount of guardrails to stop me from doing something really stupid unless I know what I’m doing as opposed to just licensing it from a nanny?
Linux - yes, maybe too much, at least for me.
Windows - yeah, usually.
Mac - lmao no, stfu and take your sippy cup.
And there is nothing wrong with someone who is just a user saying “I don’t ever want to deal with any of this shit, I’ll take the sippy cup.” But it’s still a sippy cup.
Everyone in here is ripping these people and ignoring their actual situation and the problem it creates for all of us.
If their profit is that high, they bought decades ago, when the price of a home like this was in the reach of a normal high paid professional. Decades later after raising kids, paying for college, and saving normally, they might not be wealthy, or even rich in cash and investments. This house might be a large majority of their net worth. And guess what? Anywhere they want to move is going to have had the same crazy inflation as their current home. Why would they sell when, after taxes, any place they buy with what’s left will be a major step down.
And for their specific example, 55-plus communities usually sell for much less per sqft because they come with huge HOA fees to fund all their amenities. Generally people expect to pay these fees with the difference between the sale of their old home and the new one. They might not be able to afford the HOA fees after taxes.
They’ve got two choices: They can sell and either make up the taxes with their savings, drastically reducing their standard of living (if they’re even able to do that, don’t forget if they take 700k out of a 401k all at once they’ll get wrecked in taxes that year) or move somewhere shittier with the after tax proceeds. Or stay in their too large home, keeping it off the market. Edit: I forgot a commonly used option; keep the old place, rent it out and charge enough to pay the mortgage on the new place and property tax, HOAs, and maintenance on both (and why not a little profit too?), further fucking the market.
Empty nesters staying in their family homes keeps them off the market driving up the costs for young families and everyone else in the market as a whole.
As far as a solution goes, I’m not a fan of a larger exemption. I would advocate a special account for home sale profits, kind of like an HSA or a 529, that could only be used tax free for qualified expenses like purchasing a home, property taxes, and HOAs. But anything that encourages older people to leave their too-large homes for something more suitable would help the market for everyone.
If you can’t get past “boo hoo rich people problems,” cut the numbers in half, or more. The problem persists. In California a profit in excess of 500k (250k for a single person) after decades of living in a modest family home is not at all rare. Many normal people who are not rich by any stretch find themselves in this situation.
My MiL was in this exact situation (selling and moving to a 55-plus community), and she is not rich. To make the numbers work I had to make her investments higher risk/higher reward than they should be for her age to allow for larger withdrawals. Luckily she has my wife and I to make up the difference if it goes tits-up, but not everyone has that luxury.